Ready to start your loan application? Simply fill out the fields below and click on "Start Application" to get started.
Our 4-in-1 service package comes with a free loan finding service that gives you access to personal loans, debt consolidation loans and vehicle finance. No matter what you need money for, we can help you get access to the funds you require in as little time as possible.
We offer a quick and simple online application process that only takes three steps to complete. Once completed, we will send your application to the best qualifying lenders for vetting. This gives you access to loans at low interest rates that pays directly to your bank account. With Personal Loan Finder, you can get up to R150,000 paid to you in as little as three days.
The following information refers to the loan referral service of Personal Loan Finder, which is a complimentary benefit to your service package that you have purchased.
ANNUAL PERCENTAGE RATES
(unsecured credit transactions) Initiation fees: R150 per agreement plus 10% of the amount of the agreement in excess of R1000 but never to exceed R1000 Interest rates :RR X 2.2 + 20% per year.Maximum APR = (RR x 1.7) + 15% per year
Minimum period offered by registered credit providers: 6 (Six) Months
Maximum Period offered by registered credit providers : 60 (Sixty) Months
Maximum Annual Percentage Rate (APR): 27% (Repo Rate + 21%)
IMPLICATIONS OF NON PAYMENT
It is important however that you repay the loan on the agreed date. On the repayment date the lender will try to collect the full amount from your bank account. If this is unsuccessful due to you not having sufficient funds in your account, the lender will make subsequent attempts to collect all or part of the money. If you are likely to experience any issues with repayment it is important to contact the lender as soon as possible.If no resolution has been found the next step is to pass your account to a debt collection agency where additional fees may be encountered.
RENEWAL POLICY
Lenders permits a second loan only after three successful payments.
ILLUSTRATIVE EXAMPLE ON A 36 MONTH LOAN
Loan amount: R50 000
Term: 36 month
Services Fee: R1000
APR (10.71%): R8681
Total Instalment: R1630
Total Amount Payable: R59 716